I N V I S I B L E   C O N T R A C T S

                         George Mercier

                       INSURANCE PROGRAMS
                         [Pages 478-479]

[Certain conventions  have  been  used  in  converting  INVISIBLE
CONTRACTS to  an electronic  medium.   For an  explanation of the
conventions used,  please  download  the  file  INCONHLP.ZIP  for
further illumination.   Other  background information  as well is
contained in  INCONHLP.ZIP.   It is  advisable to  EXIT this file
right now and read the contents of INCONHLP.ZIP before proceeding
with your study of this file.]

Through entry  into the  juristic highways of Interstate Commerce
by participation  in an insurance policy program, as insurance is
Interstate  Commerce,   and  the   King  retains  a  third  party
beneficiary status in all Commercial transactions that full under
his regulatory  Commercial Jurisdiction  penumbra.   In 1944, the
Supreme Court  decided a  Case called  UNITED STATES  v.  SOUTH-

322 U.S. 533 (1944).

which held that insurance, all by itself, is Interstate Commerce;
so if you manage to participate in policies of insurance, you are
participating in Interstate Commerce; Federal commercial benefits
are being  accepted, and  the reciprocal QUID PRO QUO taxation is
necessary.   The fact  that the  insurance company  may be  state
chartered and licensed to do business in only one state, and that
the policy  may have  been  negotiated,  accepted,  written,  and
entered into  in only  one state  are  not  relevant  indicia  as
effecting limitations  on federal  Jurisdictions; PERSONS  paying
premiums on  policies of  Insurance are PERSONS playing in King's
Commerce.   A year  later after  UNITED STATES  v. SOUTH-EASTERN
UNDERWRITERS ASSOCIATION was ruled upon, the Congress enacted the

59 Statutes 33; Title 15, Section 1011 to 1015.

declaring that the:

     "... continued regulation and taxation by the several states
     of the  business of insurance is in the public interest, and
     that silence  on the part of Congress shall not be construed
     to impose  any barrier to the regulation or taxation of such
     business by the several states."

Yes, even  the Congress  of the  United  States  knows  that  the
application of  PRINCIPLES OF NATURE relating to silence that are
incorporated into  the RATIFICATION  DOCTRINE is  even held to be
binding on  them  in  some  circumstances.    This  Congressional
pronouncement, that silence in the context of a proposition being
made constitutes  acceptance, applies  to all appropriate factual
settings, and  is held to apply to all PERSONS, even the Congress
itself.  But as for taxation expectations, your acceptance of the
benefits of  an insurance  program is deemed as evidence of entry
into Interstate  Commerce, and  hence such  participants  are  an
object suitable for Federal taxation, regardless of any political
Status, and  regardless of  the presence  or absence of any other
juristic contract.

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George Mercier